Policy Checks shield logo

Policy Checks

Review · Compare · Save

No-cost review · U.S. residents

Protect your family's financial future.

Find out whether your life insurance still fits your needs. Schedule a policy review with a state-licensed specialist and get clear guidance without the sales pressure.

Clear answers

Understand what your current policy does and where questions may remain.

A second look

Review your coverage with a state-licensed specialist who can explain your options.

No-pressure guidance

Get information to help you decide what makes sense for your family.

Step 1 of 8

Your name

13%

What is your full name?

Used to prepare your no-cost policy review.

By requesting a review, you agree to our Terms of Service and Privacy Policy.

Serving all 50 statesState licensedSince 1985

Why people request a review

If any of these sound familiar, your policy deserves another look.

The premium keeps climbing

Universal and adjustable policies can raise their cost of insurance as you age. Many owners never notice until the bill arrives.

You bought it years ago

The coverage you needed then may not match what you need now. We help you decide if your current policy still fits your goals.

Your health improved

Quitting tobacco, losing weight, or a resolved condition can move you into a better rate class than the one you were issued.

You are not sure what you own

Cash value, riders, surrender charges, lapse risk — we translate the contract into plain language so you can judge it yourself.

How it works

A second opinion from an independent specialist.

A reviewer, not a salesman

Our reviewers are salaried and independent. If your current policy is the better deal, we say so and you keep it.

Priced against today's market

We compare your contract to what the same coverage costs now, across whole, term, and universal life.

Plain-language guidance

We explain whether your current coverage matches where you are today — and what choices you have going forward.